Moneylender Loan Scam

Scammers are using the name Moneylender and our logo to make their fake loans seem more legitimate.  Moneylender Professional is software used by lenders, we DO NOT make loans to borrowers.  You are being scammed.

No lender will ever ask you to pay an application fee using gift cards.  Never reply to an email offering you a specific loan.  If you need a loan, search for a reputable lender in your area with lots of reasonable reviews, or visit a reliable website that can connect you with lenders.

CreditKarma.com is a well known website where you can request loans of all types and sized and they will match you with a real lender that will be willing to work with you.

If it seems to good to be true, it is.  Never give your financial or personal information to someone that emailed or called you with an offer that's too good to pass up.

Think about the loan.  Did you ask for the loan?  Why would you be borrowing that money?  Do you have any reasonable means to repay the loan?  If you're not thinking about the process of repaying the loan, don't take out a loan in the first place.  Debt will only make your financial hardship greater after a brief period of seeming good fortune.

If you've been scammed, call your bank, your credit cards, any place you have an account that might be affected by the information you provided to the scammers.  they will help you close your accounts or get replacement cards reissued.  Then call the police.  Sometimes you can use a non-emergency line, sometimes you have to call 911 to have an office come out.  Provide paper copies of any information you have to the officer: the original solicitation emails/letters, your call logs with the phone numbers used by the scammers and when, a description of the conversation you had with the scammer, the types of information they elicited from you (social security number, date of birth, bank accounts, etc.)  If you gave any money to the scammer, describe the amount and method of transmission.  There's practically nothing they can do to help because the scammers are likely to be outside your country.  Having the report on record will help law enforcement and government prioritize crime management strategies.

Monitor your credit for any new accounts being opened in your name.  Contact the credit bureaus and have them freeze your credit.  

In the future, apply for any new loans in person, or at least with a lender that has a verifiable physical location in your area.

Report the scam by following the directions on this website.  With enough victims reporting to the correct authorities, you might help get them caught:  https://www.usa.gov/stop-scams-frauds